If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let Steadfast Mortgage guide you through the ins and outs of co-signing on a mortgage.

So, what exactly is a co-signer? Essentially, a co-signer is someone who is willing to vouch for your mortgage application by using their financial credentials. They step in to help you qualify for the loan or secure a better interest rate. However, by co-signing, they're also agreeing to shoulder the responsibility of repaying the loan if, for any reason, you're unable to meet your obligations.

What's the difference between a co-signer and a co-borrower?

While both